Benefit Design & Strategy

• Group Health plan design options with Cost and Benefit analysis.
  Deductible
  Coinsurance
  Copays
  Rx and Formulary Options
• HRA and HSA options with cost forecasts.
• Group Life, Dental, and Disability options with Cost and Benefit analysis.
• Flexible Spending Accounts
• Carriers we use
  Mountain State Blue Cross
  Coventry
  Cigna
  United Health
  MedBen
  MetLife
  Regional and National TPAs
  others